Registered Debt Counsellors was formed with one goal in mind – to assist over-indebted consumers who need to get out of debt.
We wanted to create a platform for a consumer who is struggling with their debt situation. In South Africa credit has become all too easy to obtain. What’s worse is that the cost of living keeps rising yet salaries remain the same. In order to maintain a lifestyle a consumer may access credit repeatedly. This leads to multiple debt being owed to various financial institutions. It becomes impossible to maintain the debt repayments and a consumer may start using loans to pay off other loans. This does nothing but sink them deeper into debt. Sooner or later the debt creeps up and prevents a consumer from accessing more credit due to their bad credit history or non payment of their debt. This is where we step in.
We immediately set up a new payment plan and begin negotiating with creditors. They will no longer be allowed to call you or harass you. Your salary cannot be garnished either as the debt counselling program will protect you.
What sets us apart from our competition is that we have an in-house legal team which ensures our client’s rights remain protected at all times. Our team of Debt Counsellors and Attorneys work together throughout the process. Combined with our years of experience in the industry, we have become a formidable opponent to credit providers. Our PDA software automatically links to our payment distribution agent which ensures that accurate and timeous payments are made on behalf of our clients to their credit providers.